Done-for-you offer · Fractional CMO with AI Swarm · territory 4-skill bundle · territory agent
Real-estate listing ingestion for multi-unit franchise, multi- location service brand, and multi-location retail site selection — Ingest + Enrich + Score + Surface 4-skill bundle on the territory agent, under a 5-anchor compliance overlay anchored on per-state real-estate broker + RESPA + MLS, FTC Franchise Rule + FDD Item 11 + Item 12, Fair Housing + ECOA + CRA, ADA Title III + 2010 ADA Standards + state Title 24, and per-vertical zoning + licensure
You are running franchise development site selection for a 50-1,500 location network and want to ingest commercial real estate listings, enrich them with demographics and foot traffic, score them against operator-counsel-and-franchise- development-team-approved criteria, and surface ranked candidates without violating per-state real-estate broker license rules, RESPA 12 USC 2601 Section 8 prohibition on kickbacks for settlement services, MLS data-use terms, CoStar/LoopNet/Crexi/Reonomy Terms of Service. FTC Franchise Rule 16 CFR Part 436 + FDD Item 11 governs disclosure of site-selection assistance — the methodology used must align with what the FDD discloses. FDD Item 12 Territory governs encroachment. FDD Item 19 applies when scoring outputs include projected financial performance shared with prospective franchisees. Fair Housing Act + HUD AI/ algorithmic-decisionmaking guidance + ECOA Regulation B + Fair Lending + CFPB UDAAP + Community Reinvestment Act 12 USC 2901 apply when site-selection informs franchisee financing. ADA Title III physical accessibility under the 2010 ADA Standards for Accessible Design + per-state physical accessibility (California Title 24 Chapter 11A and Chapter 11B + Texas Accessibility Standards + state-by-state codes) + DOJ guidance applies to candidate site evaluation; state Unruh Civil Rights Act and New York Human Rights Law layer state- level enforcement. Per-vertical zoning and licensure varies materially: alcohol distance restrictions from schools and churches; buffer zones (500-1500 feet from schools and childcare typical with state-specific variations); healthcare facility licensure and Certificate of Need where applicable; childcare licensing; restaurant per-county health-department permits; per-municipality zoning ordinances + sign codes + setbacks. The FTC 2024 mobile-location enforcement wave (X-Mode/Outlogic + Mobilewalla + Avast + MA AG v X-Mode) establishes direct operator exposure for downstream use of foot-traffic data with broken consent provenance. The commercial real estate, GIS, demographics, foot-traffic, zoning, site-selection, and franchise-management vendors below ship strong primitives. The orchestration above them — per-vendor data-license posture enforcement + FDD Item 11 + Item 12 + Item 19 alignment + Fair Housing/ECOA/CRA/Fair Lending evaluation when franchisee financing analyzed + ADA Title III + 2010 ADA Standards + per-state accessibility checklist + per-vertical zoning + licensure overlay + per- vendor mobile-location consent-provenance attestation + FCRA + ECOA evaluation when demographics inform credit + privacy propagation + audit trail — is operator-side architecture. You keep the CRE, GIS, demographics, foot-traffic, zoning, site-selection, franchise-management relationships, the FDD library, the per-vendor data-license posture, the FDD Item 11 alignment, the Fair Housing/ECOA/CRA evaluation records, the ADA + per-state accessibility evaluation records, the per- vertical zoning + licensure overlay records, the mobile- location consent-provenance attestation, the WORM audit trail, the policy-as-code policies. You keep the ability to in-house at any time.
Published September 24, 2026
The real ecosystem this sits above
Commercial real estate
CoStar, LoopNet, Crexi, LandVision, CompStak, Reonomy, Buildout, JLL Spark, Real Capital Analytics, Catylist. Each ships strong CRE data primitives. Per-vendor terms- of-service compliance + per-state real-estate broker license + RESPA + MLS license enforcement above them is operator-side architecture.
GIS + demographics + foot traffic
GIS: Esri ArcGIS Business Analyst, Mapbox, Carto, Maptive, Maptitude, Spotzi, Alteryx Spatial. Demographics: Esri Tapestry, Claritas PRIZM, Experian Mosaic, Acxiom InfoBase, Nielsen DMA, Buxton. Foot traffic: SafeGraph, Placer.ai, Foursquare Movement, Near, Cuebiq. Each ships strong primitives. Per-vendor consent-provenance attestation + FCRA + ECOA when demographics inform credit + Fair Housing evaluation above them is operator-side architecture.
Zoning + site selection + franchise management
Zoning: Zoneomics, Zoning Atlas, IBP. Site selection: Tango Analytics, SiteZeus, STORE Capital. Franchise management: FranConnect, Naranga, Wingspread, Franchise360. Each ships strong primitives. Per-vertical zoning + licensure overlay + FDD Item 11 alignment above them is operator-side architecture.
BI + policy-as-code + WORM + legal research
BI: Looker, Tableau, Power BI, Sigma, Hex, Mode. Policy- as-code: OPA Rego, AWS Cedar, Casbin, Cerbos, Oso. WORM: AWS S3 Object Lock, GCS retention, Azure Blob immutable, Snowflake Time Travel. Legal research: Westlaw, Lexis+, Bloomberg Law, Practical Law, Compliance.ai. Each ships strong primitives. The 5-anchor compliance gate that maps real-estate broker/RESPA/MLS + FTC Franchise Rule + Fair Housing/ECOA/CRA + ADA Title III + per-vertical zoning/ licensure onto an operator-counsel-approved policy bundle is operator-side architecture.
Frequently asked
What does real-estate listing ingestion for site selection actually deliver, and how does the 4-skill bundle decompose?
An orchestration layer that sits above the operator commercial-real-estate + GIS + demographics + foot-traffic + zoning/regulatory + site-selection + franchise-management + policy-as-code + WORM-storage stack and produces ingestion + enrichment + scoring + decision-support for each candidate site without violating per-state real-estate broker license rules, RESPA, MLS data-use terms, FTC Franchise Rule + FDD Item 11 site-selection assistance disclosure + Item 12 Territory, Fair Housing or Fair Lending, ADA Title III physical accessibility requirements, or per-vertical zoning + licensure restrictions. The skill is a four-skill bundle on the territory agent. Skill 1 — Ingest: pull listings from the operator-licensed commercial real estate sources (CoStar, LoopNet, Crexi, LandVision, CompStak, Reonomy, Buildout, JLL Spark, Real Capital Analytics, Catylist — operator chooses) under each vendor’s data-use terms. CoStar, LoopNet, Crexi, Reonomy each impose strict downstream-use and redistribution restrictions; the orchestration enforces per-vendor data-use against operator-counsel-approved scope. Multiple Listing Service data carries IDX feed terms; per-state real-estate broker license rules and per-state real-estate-commission rules govern who may use MLS data for what purpose and whether broker affiliation is required for operator-side use. Ingest tags each listing with per-source data-license posture so downstream usage can reflect the upstream constraints. Skill 2 — Enrich: append per-listing demographics (Esri Tapestry, Claritas PRIZM, Experian Mosaic, Acxiom InfoBase, Nielsen DMA, Buxton — operator chooses), foot-traffic (SafeGraph, Placer.ai, Foursquare Movement, Near, Cuebiq — operator chooses), GIS context through Esri ArcGIS Business Analyst, Mapbox, Carto, Maptive, Maptitude, Spotzi, Alteryx Spatial — operator chooses), and zoning/regulatory context (Zoneomics, Zoning Atlas, IBP, state and municipal portals). Enrich respects per-vendor consent-provenance attestation under the FTC 2024 mobile-location enforcement wave (FTC v X-Mode/Outlogic January 2024, FTC v Mobilewalla December 2024, FTC v Avast February 2024, Massachusetts AG v X-Mode 2024 establishing direct operator exposure for downstream use of location data with broken consent provenance). Skill 3 — Score: produce per-listing site-selection scores against operator-counsel-and-franchise-development-team-approved criteria — territory alignment with FDD Item 12, traffic and demographic suitability, zoning compatibility, per-vertical regulatory compatibility (alcohol distance restrictions; zoning; healthcare facility licensure; childcare licensing; restaurant per-county health permit; per-municipality zoning), ADA Title III physical accessibility under 2010 ADA Standards for Accessible Design + state physical accessibility (California Title 24, state-by-state codes), build-out cost estimate, lease economics. Score does not autonomously assign credit-decision implications to candidate franchisees; when scoring informs franchisee creditworthiness or financing, ECOA Regulation B + Fair Lending + CFPB UDAAP apply and the orchestration routes the credit-implicating output through operator counsel. Skill 4 — Surface: emit ranked candidate sites to the operator franchise-development team through the operator franchise-management platform (FranConnect, Naranga, Wingspread, Franchise360 — operator chooses) and the operator BI (Looker, Tableau, Power BI — operator chooses) with per-site evidence package, per-vendor data-license posture, per-jurisdiction zoning + ADA + per-vertical regulatory evaluation, and FDD Item 12 + Item 19 substantiation flags when scoring may cross into FPR territory in any franchise-sales context. The commercial real estate, GIS, demographics, foot-traffic, zoning, site-selection, franchise-management, BI vendors below ship strong primitives. The orchestration above them — per-vendor data-license enforcement, FDD Item 11 + Item 12 + Item 19 alignment, Fair Housing + ECOA + CRA + Fair Lending evaluation, ADA Title III + 2010 ADA Standards + state Title 24 physical accessibility check, per-vertical zoning + licensure evaluation, audit trail — is operator-side architecture.
Where does single-vendor commercial real estate stop compounding for multi-unit franchise site selection?
Single-vendor commercial real estate is solved. CoStar ships strong commercial-real-estate data + analytics. LoopNet ships strong listing search. Crexi ships strong CRE marketplace. Reonomy ships strong property intelligence. SiteZeus, Tango Analytics, Buxton ship strong site-selection. Esri ArcGIS Business Analyst ships strong territory + demographics. SafeGraph + Placer.ai ship strong foot traffic. Zoneomics ships strong zoning. The compound case the territory agent has to handle is the one where (a) per-vendor data-license terms vary materially — CoStar Terms of Service restricts downstream use and redistribution; LoopNet and Crexi have their own restrictions; Reonomy carries broker-data redistribution restrictions; MLS data carries IDX feed terms that govern operator-side use and per-state broker-affiliation requirements; aggregation across vendors must respect each vendor’s scope, (b) FTC Franchise Rule 16 CFR Part 436 + FDD Item 11 (Assistance) requires the franchisor to disclose site-selection assistance to franchisees; the methodology used in site-selection scoring must align with the FDD disclosure (the methodology described in the FDD must be the methodology actually used), (c) FDD Item 12 Territory governs encroachment and protected/non-protected territory; site-selection output cannot conflict with existing territory commitments, (d) FDD Item 19 Financial Performance Representations applies when site-selection outputs include projected financial performance metrics shared with prospective franchisees — Item 19 substantiation + FDD disclosure obligations attach, (e) per-state real-estate broker license rules apply when operator-side use of MLS data or commercial-real-estate data crosses into licensed broker activity; RESPA 12 USC 2601 Section 8 prohibits kickbacks for settlement services, governing franchisor-broker arrangements where they exist, (f) Fair Housing Act + HUD AI/algorithmic-decisionmaking guidance + state fair-housing acts apply when site-selection touches residential demographics in ways that influence housing-adjacent decisions; ECOA Regulation B + Fair Lending + CFPB UDAAP apply when site-selection informs franchisee credit or financing decisions; Community Reinvestment Act 12 USC 2901 applies when federally-insured lenders are involved, (g) ADA Title III physical accessibility under the 2010 ADA Standards for Accessible Design + state physical accessibility (California Title 24 with stricter state requirements + Texas Accessibility Standards + state-by-state codes) + DOJ guidance applies to candidate site evaluation; operator-side site-selection that ignores ADA accessibility risks downstream litigation, (h) per-vertical zoning and licensure varies materially: alcohol retailers face state liquor-board distance restrictions (per-state minimum distances from schools, churches, residential zones with state-specific exceptions); retailers face per--regulator zoning (most states impose buffer zones from schools and childcare with municipal overrides where allowed); healthcare facilities face per-state department of health facility licensure; childcare facilities face per-state DSS licensing; restaurants face per-county health-department permits; per-municipality zoning ordinances + sign codes + setbacks govern build-out feasibility, (i) mobile-location data from foot-traffic vendors carries the FTC 2024 enforcement-wave exposure for downstream operator use, (j) demographics data used to inform creditworthiness scoring for franchisee financing implicates FCRA 15 USC 1681. Without an orchestration layer above the CRE + GIS + demographics + foot-traffic + zoning + site-selection + franchise-management vendors, per-vendor data-license enforcement fragments, FDD Item 11 methodology drift surfaces, Item 12 + Item 19 alignment breaks, Fair Housing + ECOA + CRA enforcement gaps appear when franchisee financing analyzed, ADA Title III physical accessibility evaluation gets missed (candidate sites without accessibility get prioritized), per-vertical zoning and licensure evaluation goes inconsistent across sites, mobile-location vendor consent-provenance posture stays stale, and the audit trail of "which listing, scored against which methodology + which counsel-policy-version + which FDD version + which data-license scope + which ADA evaluation + which per-vertical regulatory evaluation" fragments across consoles. The orchestration above the vendors is what holds the cross-vendor + cross-statute + cross-jurisdiction + cross-vertical invariants.
How does Skill 1 Ingest handle per-state real-estate broker license rules + RESPA + MLS data-use + CoStar/LoopNet/Crexi terms-of-service?
Per-vendor data-use is operator-counsel-approved and per-vendor-specific. CoStar Terms of Service restricts downstream use, redistribution, and certain analytical uses; CoStar enforces aggressively and the operator-counsel-approved scope must align with current ToS. LoopNet Terms of Service governs listing-data use. Crexi Terms of Service governs marketplace listings. Reonomy Terms of Service governs property intelligence data with broker-data redistribution restrictions. Multiple Listing Service IDX feed licensing varies by per-state MLS organization; access typically requires broker affiliation or specific data-license categories; per-state MLS rules govern operator-side use. Per-state real-estate broker license rules govern who may use MLS data for what purpose; per-state real-estate-commission rules govern advertising of listings. RESPA 12 USC 2601 Section 8 prohibits giving or accepting any fee, kickback, or thing of value in exchange for referral of settlement services; this governs franchisor-broker arrangements where the franchisor recommends or refers franchisees to specific brokers, lenders, title companies, or settlement service providers — operator counsel sets the per-arrangement compliance posture and the orchestration enforces it. The orchestration assigns each CRE data vendor an operator-counsel-approved data-use posture (cleared for use within operator-counsel-defined scope + cleared with restrictions + paused pending re-attestation + prohibited). Operator counsel reviews material vendor ToS amendments and updates the per-vendor posture; the orchestration enforces. Per-listing ingest tags each row with per-vendor data-license attestation + ToS version + operator-counsel-policy version. Downstream Enrich and Score never expand the data-use scope beyond the per-vendor posture. The audit trail records per-listing per-vendor data-license attestation for defense in a vendor enforcement inquiry or state real-estate-commission inquiry.
How does Skill 3 Score handle ADA Title III physical accessibility under 2010 ADA Standards + state physical accessibility (California Title 24, state codes)?
ADA Title III physical accessibility is evaluated during scoring through an operator-counsel-and-construction-team-approved checklist. The Americans with Disabilities Act of 1990 (Title III) + 2010 ADA Standards for Accessible Design govern public accommodation accessibility for new construction and alterations. The 2010 Standards specify requirements for accessible routes, entrances, parking, restrooms, signage, counters, and per-use-type accessibility. Per-state physical accessibility codes layer additional requirements: California Title 24 Part 2 (California Building Code) Chapter 11A and Chapter 11B impose stricter California-specific accessibility standards than the federal 2010 ADA Standards in many areas (California construction is generally subject to the most restrictive of federal + state requirements); Texas Accessibility Standards under Government Code Chapter 469 + Texas Department of Licensing and Regulation impose state-specific requirements; Florida + New York + Illinois + state-by-state codes impose state-specific requirements. State Unruh Civil Rights Act in California incorporates ADA Title III violations with minimum statutory damages of $4,000 per offense; New York Human Rights Law layers New York-specific enforcement. The Score skill applies the operator-counsel-and-construction-team-approved checklist against each candidate listing — accessible-entry feasibility, accessible-route feasibility, accessible-parking ratio, accessible-restroom feasibility, sign-and-wayfinding accessibility, per-use-type accessibility, retrofitting feasibility when existing construction does not meet current standards. Sites that fail operator-counsel-approved accessibility thresholds score down; sites with retrofitting feasibility get a retrofit-cost estimate appended; sites without retrofit feasibility get flagged. The Score skill does not autonomously declare ADA compliance; operator construction team + operator counsel review the actual feasibility and confirm. Per-listing per-jurisdiction ADA + state accessibility evaluation writes to the WORM audit trail with rule-citation evidence and counsel-policy-version. The audit trail supports defense in ADA Title III litigation, DOJ enforcement, and state-Unruh / NY HRL litigation downstream.
What compliance does the orchestration enforce, and how does it map to real-estate broker/RESPA/MLS + FTC Franchise Rule + Fair Housing/ECOA/CRA + ADA Title III + per-vertical zoning/licensure?
Five anchors. Anchor 1 — Per-state real-estate broker license rules + RESPA 12 USC 2601 anti-kickback (Section 8 prohibition on kickbacks for settlement services) + per-state real-estate-commission rules + Multiple Listing Service data-use terms + CoStar Terms of Service + LoopNet Terms of Service + Crexi Terms of Service + Reonomy Terms of Service + IDX feed licensing + per-state broker-affiliation requirements. Anchor 2 — FTC Franchise Rule 16 CFR Part 436 + FDD Item 11 site-selection assistance disclosure (governs disclosure of franchisor’s site-selection methodology, criteria, and assistance to prospective franchisees) + FDD Item 12 Territory + FDD Item 19 Financial Performance Representations when site-selection outputs include projected financial performance + FDD Item 20 Franchisee Lists + 14-state franchise registration (California, Hawaii, Illinois, Indiana, Maryland, Michigan, Minnesota, New York, North Dakota, Rhode Island, South Dakota, Virginia, Washington, Wisconsin) + 23 state franchise-relationship laws. Anchor 3 — Fair Housing Act + HUD AI/algorithmic-decisionmaking guidance + per-state fair-housing acts when site-selection touches residential demographics + Equal Credit Opportunity Act ECOA Regulation B 12 CFR 1002 + Fair Lending + CFPB UDAAP + Community Reinvestment Act 12 USC 2901 when franchisee financing involves federally-insured lenders + state UDAP. Anchor 4 — ADA Title III physical accessibility under Americans with Disabilities Act of 1990 + 2010 ADA Standards for Accessible Design + per-state physical accessibility (California Title 24 Chapter 11A and Chapter 11B + Texas Accessibility Standards under Government Code Chapter 469 + Florida + New York + Illinois + state-by-state codes) + DOJ Title III guidance + state Unruh Civil Rights Act (California Civil Code 51 with ADA-violation-as-Unruh-violation minimum $4,000 per-violation statutory damages) + New York Human Rights Law. Anchor 5 — Per-vertical zoning and licensure overlays. Alcohol (per-state liquor-board distance restrictions + per-state minimum distances from schools/churches/residential zones + TTB Federal Alcohol Administration Act + DISCUS Code for marketing-adjacent considerations). (per--regulator zoning + per-state buffer zones from schools/childcare + municipal overrides where allowed + most states impose 500-1500 foot buffer zones with state-specific exceptions). Healthcare (per-state department of health facility licensure + Certificate of Need where applicable + per-state medical/dental/optometry/chiropractic/PT facility requirements). Childcare (per-state DSS licensing + per-state facility requirements + CPSIA when retail components). Restaurants (per-county health department permits + per-state food-safety + per-municipality zoning for restaurant use). Per-municipality zoning ordinances + sign codes + setbacks + parking minimums + per-jurisdiction property tax + per-jurisdiction property assessment + per-jurisdiction stormwater + per-jurisdiction utility tap fees governing build-out feasibility. Broader gate also enforced: mobile-location data privacy and FTC 2024 enforcement wave (FTC v X-Mode/Outlogic January 2024 + FTC v Mobilewalla December 2024 + FTC v Avast February 2024 + Massachusetts AG v X-Mode 2024) for foot-traffic data per-vendor consent-provenance attestation + FCRA when demographics inform franchisee credit + state-comprehensive-privacy (CCPA + Maryland Online Data Privacy Act + Washington MHMDA + state patchwork) via policy-as-code (OPA Rego + AWS Cedar + Casbin + Cerbos + Oso). WORM audit trail (AWS S3 Object Lock + GCS retention + Azure Blob immutable + Snowflake Time Travel) with per-statute retention (FTC Franchise Rule 7yr + state franchise-registration variable + state relationship-law variable + RESPA 5yr + Fair Housing variable + FCRA 25mo + ECOA 25mo + ADA litigation variable + per-vertical regulator variable + state-AG variable + IRS 7yr) per operator counsel policy.
What does the engagement look like across Tier 1 → Tier 2 → Tier 3, and what does the Tier 3 reporting cycle commit to?
Tier 1 AI Readiness Assessment (2-3 weeks, diagnostic): audits the operator current real-estate listing ingestion + site-selection posture against the 4-skill bundle + 5-anchor compliance overlay + per-vendor CRE + GIS + demographics + foot-traffic + zoning + site-selection + franchise-management state; deliverable is a gap-pack report identifying which CRE data vendors lack operator-counsel-approved data-license posture, which FDD Item 11 site-selection assistance disclosures drift from actual methodology used, which Item 12 Territory and Item 19 FPR boundaries are at risk, which Fair Housing + ECOA + CRA + Fair Lending paths apply when site-selection informs franchisee financing, which candidate sites lack ADA Title III + 2010 ADA Standards + per-state accessibility evaluation, which per-vertical zoning and licensure overlays (alcohol distance + buffer + healthcare licensure + childcare licensing + restaurant per-county + per-municipality zoning) are unenforced, which mobile-location data vendors lack consent-provenance attestation given the 2024 FTC enforcement wave, which demographics use cases lack FCRA evaluation, and a recommended remediation sequence for Tier 2. Tier 2 AI Swarm Setup Sprint (4-8 weeks): builds the 4-skill bundle on the territory agent, wires CRE + GIS + demographics + foot-traffic + zoning + site-selection + franchise-management + BI + policy-as-code + WORM-storage vendors (operator-chosen subset), configures the operator-counsel-and-franchise-development-team-approved per-vendor data-license posture + FDD Item 11 + Item 12 + Item 19 alignment + Fair Housing + ECOA + CRA + Fair Lending flow + ADA Title III + 2010 ADA Standards + per-state accessibility evaluation + per-vertical zoning + licensure overlay + mobile-location consent-provenance attestation + FCRA evaluation + CCPA + Maryland ODPA + Washington MHMDA propagation, runs 30-day shadow + canary period before flipping to enforce-mode. Tier 3 Fractional CMO with AI Swarm (6-month minimum, 1-2 days/wk embedded): continues operating with daily Ingest + Enrich + Score + Surface + weekly per-vendor data-license posture audit + monthly FDD Item 11 + Item 12 alignment review + monthly per-vertical zoning + licensure overlay review + quarterly per-state real-estate broker + RESPA review + quarterly ADA case-law + state-Title-24 amendment review + quarterly compliance evidence packages. Tier 3 reporting is a 6-workstream pre-engagement-baseline reporting cycle (per-listing ingestion completeness + per-vendor data-license attestation freshness + FDD Item 11 + Item 12 alignment + Fair Housing/ECOA/CRA evaluation coverage + ADA Title III + per-state accessibility coverage + per-vertical zoning/licensure evaluation coverage + WORM audit-trail completeness) measured against the operator’s pre-engagement baseline. Each workstream surfaces trend direction and the gap to operator-defined targets. Reporting carries explicit caveats: CRE + GIS + demographics + foot-traffic + zoning + site-selection + franchise-management vendor SLA + CoStar/LoopNet/Crexi/Reonomy ToS amendments + MLS policy updates + per-state MLS rule amendments + per-state real-estate broker license amendments + RESPA + CFPB interpretive guidance + FTC Franchise Rule interpretive guidance + FDD amendments + per-state franchise registration + relationship statute amendments + Fair Housing + HUD AI guidance + ECOA + CFPB + CRA + Fair Lending amendments + DOJ ADA Title III guidance + 2010 ADA Standards amendments + state Title 24 + Texas TAS + state accessibility code amendments + state Unruh + NY HRL case-law + per-state liquor-board + per--regulator + per-state department of health + per-state DSS + per-municipality zoning + sign code + property tax + FTC mobile-location enforcement + FCRA interpretive guidance + state-comprehensive-privacy implementing rules sit outside Completions control. Attorney-client privilege preservation across operator-counsel-approved per-vendor data-license posture + FDD Item 11 + Item 12 alignment + Fair Housing/Lending evaluation + ADA + per-state accessibility evaluation + per-vertical zoning/licensure overlay + mobile-location consent-provenance attestation + FCRA evaluation records is maintained per operator counsel policy.
Who owns the listing data, the per-vendor data-license posture, the FDD library, the ADA evaluation records, and the audit trail?
Operator owns every artifact. The CRE subscriptions (CoStar, LoopNet, Crexi, LandVision, CompStak, Reonomy, Buildout, JLL Spark, Real Capital Analytics, Catylist — operator chooses) run under operator licenses with strict per-vendor terms-of-service compliance. The GIS subscriptions (Esri ArcGIS Business Analyst, Mapbox, Carto, Maptive, Maptitude, Spotzi, Alteryx Spatial — operator chooses) run under operator billing. The demographics subscriptions (Esri Tapestry, Claritas PRIZM, Experian Mosaic, Acxiom InfoBase, Nielsen DMA, Buxton — operator chooses) run under operator licenses. The foot-traffic subscriptions (SafeGraph, Placer.ai, Foursquare Movement, Near, Cuebiq — operator chooses) run under operator licenses with operator-counsel-approved per-vendor consent-provenance attestation. The zoning + site-selection subscriptions (Zoneomics, Zoning Atlas, Tango Analytics, SiteZeus, STORE Capital, IBP — operator chooses) run under operator licenses. The franchise-management subscription (FranConnect, Naranga, Wingspread, Franchise360 — operator chooses) runs under operator billing. The BI subscriptions (Looker, Tableau, Power BI — operator chooses) run under operator billing. The Franchise Disclosure Document and per-state franchise-registration filings live in operator counsel + franchise administration repo. The operator-counsel-and-franchise-development-team-approved per-vendor data-license posture + FDD Item 11 + Item 12 + Item 19 alignment records + Fair Housing + ECOA + CRA + Fair Lending evaluation records + ADA Title III + 2010 ADA Standards + per-state accessibility evaluation records + per-vertical zoning + licensure overlay records + per-vendor mobile-location consent-provenance attestation register + FCRA + ECOA evaluation flow + CCPA + Maryland ODPA + Washington MHMDA + state-comprehensive-privacy records all live in operator counsel repo. The Ingest + Enrich + Score + Surface skill code lives in operator code repo. The WORM audit trail lives on operator-controlled cloud storage (AWS S3 Object Lock + GCS retention + Azure Blob immutable + Snowflake Time Travel) with per-statute retention enforcement. The policy-as-code policies (OPA Rego + AWS Cedar + Casbin + Cerbos + Oso) live in operator code repo, counsel-aligned. The per-state real-estate broker + RESPA + MLS + FTC Franchise Rule + Fair Housing + ECOA + CRA + ADA + per-state accessibility + per-vertical zoning + licensure + mobile-location + FCRA + state-comprehensive-privacy compliance evidence records are operator-counsel-maintained. Completions owns the orchestration knowledge — how to design the per-vendor data-license posture against the operator’s actual CRE vendor mix, how to align Score methodology with FDD Item 11 site-selection assistance disclosure, how to wire Item 12 + Item 19 alignment, how to wire Fair Housing + ECOA + CRA + Fair Lending evaluation when franchisee financing involved, how to wire ADA Title III + 2010 ADA Standards + per-state accessibility checklist, how to wire per-vertical zoning + licensure overlay for the operator’s vertical mix, how to maintain per-vendor mobile-location consent-provenance attestation against the 2024 FTC enforcement wave, how to wire FCRA + ECOA evaluation when demographics inform franchisee credit, how to propagate state-comprehensive-privacy + CCPA cross-context — and that knowledge transfers under the Tier 3 transition path (30-60 days at engagement end with full hand-off of the per-vendor data-license posture maintenance playbook, the FDD Item 11 + Item 12 alignment maintenance runbook, the Fair Housing/ECOA/CRA evaluation playbook, the ADA + per-state accessibility playbook, the per-vertical zoning + licensure overlay maintenance playbook, the mobile-location consent-provenance attestation maintenance playbook, the FCRA + ECOA evaluation playbook, the privacy propagation playbook, and the compliance evidence-package generation playbook). Completions credentials revoke on engagement-end.
Engage Completions
Start with the AI Readiness Assessment (Tier 1, 2-3 weeks): audit of operator current real-estate listing ingestion + site-selection posture against the 4-skill bundle + 5-anchor compliance overlay + per-vendor CRE + GIS + demographics + foot-traffic + zoning + site-selection + franchise-management state. Hand off to Tier 2 AI Swarm Setup Sprint (4-8 weeks): build the 4-skill bundle on the territory agent, wire CRE + GIS + demographics + foot-traffic + zoning + site-selection + franchise- management + BI + policy-as-code + WORM-storage, configure per-vendor data-license posture + FDD Item 11 + Item 12 + Item 19 alignment + Fair Housing/ECOA/CRA/Fair Lending + ADA Title III + 2010 ADA Standards + per-state accessibility + per-vertical zoning + licensure overlay + mobile-location consent-provenance + FCRA + ECOA evaluation + privacy propagation, run 30-day shadow + canary before flipping to enforce-mode. Continue under Tier 3 Fractional CMO with AI Swarm ( 6-month minimum, 1-2 days/wk embedded).