How does Compose + Intersect work?

Compose runs per-tenant per-state-coverage overlay composition from per-state overlay registry (50-state + DC + Puerto Rico + US Virgin Islands + Guam) keyed by per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per-state security breach notification + per-state insurance + per-state real estate disclosure + per-state employment-restrictive-covenant overlays. Per-tenant coverage-map (the subset of states the tenant operates in) drives the per-overlay composition selection. Intersect runs set-theoretic composition algebra: ∩ intersection (apply overlay only when ALL covered states require it), ∪ union (apply overlay when ANY covered state requires it), ∁ complement (apply overlay when NO covered state allows exception), ⊕ symmetric difference (flag overlay where overlay required in some but not all covered states). Per-tenant per-overlay applicability resolution. Per-state choice-of-law engine resolves conflicts (Restatement (Second) Conflict of Laws §188 most-significant-relationship + lex loci contractus + lex loci delicti). Per-tenant multistate-coverage gap analysis flags silent-compliance-failure regions.

What does Resolve + Audit do?

Resolve runs per-tenant per-overlay-conflict resolution against federal preemption doctrine + per-state choice-of-law + per-state long-arm jurisdiction + Erie doctrine. Per-overlay severity classification: P0 federal preemption violation immediate + P1 multistate gap silent-compliance-failure 72-hour + P2 per-state UDTPA conflict 7-day + P3 per-state choice-of-law ambiguity 30-day + P4 docs-only. Per-tenant per-state-coverage canonical resolution record. Gate runs 5 anchors per-tenant per-state-coverage before any overlay commits to runtime policy engine. (1) Per-state overlay intersection algebra + set-theoretic composition + per-state UDTPA + per-state Attorney General consumer-protection + per-state attorney advertising + ABA Model Rule + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy 18-state + federal preemption + per-state choice-of-law + per-state long-arm + Erie doctrine + multistate-coverage gap analysis. (2) FTC Endorsement Guides 16 CFR Part 255 + FTC Fake Review Rule 16 CFR Part 465 + Section 5 + Pfizer 1972 + MARS + Health Products + CFPB UDAAP + Lanham + USPTO + Robinson-Patman + FDD Item 12 + 15-state franchise. (3) HIPAA 45 CFR 164.502/504/514 + state mini-HIPAA + FINRA Rule 2210 + Rule 3110 + SEC Regulation FD + FDA OPDP + DEA + per-state-pharmacy-board + per-state-medical-board. (4) EU AI Act Article 50 transparency when AI-generated overlay reasoning + Article 13/14/15 + Annex III when AI-ML overlay composition routing + Article 6/27 FRIA + DSA + DMA + GDPR Article 6/7/28/30 + LGPD + DPDP + PIPEDA + Quebec Law 25 + CCPA + CPRA + 18-state. (5) WCAG 2.2 AA + ARIA + EAA + ADA Title III + Section 508 + SOX 302/404/906 + COSO + Exchange Act 13(b)(2) + SEC Reg S-K. Audit writes a per-tenant per-state-coverage WORM overlay-composition record: tenant coverage-map snapshot + per-state overlay applicability + intersection-algebra resolution + per-overlay severity + per-anchor gate-pass + AI-ML provenance + EU AI Act FRIA. Storage: AWS S3 Object Lock + Azure Blob immutable + GCS + Wasabi WORM. Retention: 7-year FTC + 7-year IRS + 7-year HIPAA + 7-year state bar + 6-year SEC + 3-year FINRA + 7-year SOX + GDPR Article 30 + EU AI Act Article 12 + SOC 2 CC7/CC8.

What does this skill connect to on the per-state-overlay-composer agent and across the swarm?

On the per-state-overlay-composer agent: per-vertical compliance overlay (sibling) + per-vertical pre-built compliance overlay templates + per-vertical schema validation with maintained rule libraries. Across the swarm: per-vertical compliance overlay (#346 same per-vertical overlay substrate) + per-location compliant social drafting (#598 DOWNSTREAM consumer of per-state attorney advertising + per-state alcohol/cannabis overlays) + per-vertical catalog schema validation (#597 DOWNSTREAM consumer of per-state product liability + per-state alcohol/cannabis overlays) + governance-decision-router five-destination routing + tiered pre-filter deterministic gates for AI content + nested-autonomy profile inheritance (#342). Commercial-pillar parent: /per-vertical-compliance-overlays. Cross-skill foundational: this skill is the upstream canonical for every downstream skill that requires per-state overlay coverage.

What does the 6-workstream pre-engagement-baseline reporting cycle look like for this skill?

Every two weeks during the Tier 3 Fractional CMO with AI Swarm engagement, six workstreams report against the pre-engagement baseline. Workstream 1: per-tenant per-state-coverage overlay-composition coverage — tenants monitored + state coverage maps + per-overlay categories composed (per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per-state security breach + per-state insurance + per-state real estate disclosure + per-state employment-restrictive-covenant). Workstream 2: Compose per-tenant per-state overlay composition flow — per-state overlay registry coverage + per-tenant coverage-map applied. Workstream 3: Intersect set-theoretic composition algebra flow — ∩ intersection + ∪ union + ∁ complement + ⊕ symmetric difference resolution + per-state choice-of-law conflict resolution + multistate-coverage gap analysis. Workstream 4: Resolve per-overlay-conflict resolution flow — federal preemption + per-state choice-of-law + per-state long-arm + Erie doctrine resolution + per-overlay severity classification. Workstream 5: Regulatory-defense audit coverage — per-state overlay intersection algebra + per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis + per-state biometric + per-state data privacy 18-state + federal preemption + per-state choice-of-law + EU AI Act Article 50 + SOX. Workstream 6: FBC feedback-loop pattern-learning — per-tenant per-state realized-vs-predicted overlay applicability + per-state regulator enforcement retrospective + multistate-coverage gap closure retrospective.

Build pillar · per-state-overlay-composer agent

How to build per-state overlay configuration that composes by intersection for 50-state operators

TypeScript discriminated-union per-state schema + JSON Schema Draft 2020-12 + OpenAPI 3.1.0 + Apache Avro + Protobuf per-state overlay registry + Open Policy Agent (OPA) + Rego policy engine + Cedar policy + AWS Verified Permissions + Casbin RBAC/ABAC per-state policy DSL substrate. The Compose + Intersect + Resolve + Audit skill bundle on the per-state-overlay-composer agent sits above the policy-engine + per-state-regulator substrate and writes a per-tenant per-state-coverage canonical overlay record with named regulatory anchors covering per-state overlay intersection algebra (set-theoretic composition: ∩ intersection + ∪ union + &complement; complement + ⊕ symmetric difference) + per-state UDTPA 50-state matrix + per-state attorney advertising 50-state bar + per-state professional licensing 50-state + per-state alcohol/cannabis/tobacco 50-state + per-state biometric (BIPA + CUBI + Washington biometric + Maryland HB1093) + per-state data privacy 18-state + federal preemption doctrine + per-state choice-of-law (Restatement (Second) Conflict of Laws §188 most-significant- relationship) + Erie doctrine + EU AI Act Article 50 + SOX 302/404/906.

Published January 13, 2027 · 3,200 words

The 4-skill bundle on the per-state-overlay-composer agent

One agent. Four coordinated skills. The Compose + Intersect + Resolve + Audit bundle runs above the policy-engine + per-state-regulator substrate and writes one canonical per-tenant per-state-coverage overlay record.

Compose

Per-tenant per-state-coverage overlay composition from per-state overlay registry (50-state + DC + Puerto Rico + US Virgin Islands + Guam) keyed by per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per- state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per- state security breach notification + per-state insurance + per-state real estate disclosure + per- state employment-restrictive-covenant overlays.

Intersect

Set-theoretic composition algebra: ∩ intersection (apply overlay only when ALL covered states require), ∪ union (apply overlay when ANY covered state requires), &complement; complement (apply overlay when NO covered state allows exception), ⊕ symmetric difference (flag overlay where required in some but not all). Per-tenant per-overlay applicability resolution. Per-state choice-of-law engine. Multistate- coverage gap analysis.

Resolve

Per-tenant per-overlay-conflict resolution against federal preemption doctrine + per-state choice-of-law (Restatement (Second) Conflict of Laws §188 most- significant-relationship + lex loci contractus + lex loci delicti) + per-state long-arm jurisdiction + Erie doctrine. Per-overlay severity P0-P4 (P0 federal preemption violation; P1 multistate gap 72-hour; P2 UDTPA conflict 7-day; P3 choice-of-law ambiguity 30- day; P4 docs-only).

Audit

Per-tenant per-state-coverage WORM record: tenant coverage-map snapshot + per-state overlay applicability + intersection-algebra resolution + per-overlay severity + per-anchor gate-pass + AI-ML provenance + EU AI Act FRIA. Retention: 7-year FTC + 7-year IRS + 7-year HIPAA + 7-year state bar + 6-year SEC + 3-year FINRA + 7-year SOX + GDPR Article 30 + EU AI Act Article 12 + SOC 2 CC7/CC8.

The real ecosystem this sits above

Compose + Intersect + Resolve + Audit does not replace policy engines or per-state regulator authorities. It sits above them and writes one canonical per-tenant per-state- coverage overlay record.

Per-state overlay registry + schema

TypeScript discriminated-union per-state schema
JSON Schema Draft 2020-12 + OpenAPI 3.1.0
Apache Avro + Protobuf per-state overlay registry
Confluent Schema Registry + Apicurio
Per-state policy DSL + per-state choice-of-law engine

Policy engine + authorization

Open Policy Agent (OPA) + Rego policy engine
Cedar policy + AWS Verified Permissions
Casbin RBAC/ABAC + per-state policy DSL
Per-state choice-of-law engine
Multistate-coverage gap analysis

Streaming + warehouse + governance

Apache Kafka + Confluent + AWS MSK + Azure Event Hubs
Snowflake + BigQuery + Databricks + Redshift + ClickHouse
Iceberg + Hudi + Delta Lake time-travel
Per-state-UDTPA 50-state matrix + per-state-bar 50-state
Per-state-alcohol 50-state + per-state-cannabis 38-state

Compliance overlay

Five anchors run per-tenant per-state-coverage before any overlay commits to runtime policy engine. The first anchor is operationally distinctive: per-state overlay intersection algebra + set-theoretic composition + per- state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis + per- state biometric + per-state data privacy 18-state + federal preemption + per-state choice-of-law converge on every overlay composition.

Anchor 1: Per-state overlay intersection algebra + per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/ cannabis + per-state biometric + 18-state privacy + federal preemption + per-state choice-of-law (operationally distinctive)

Per-state overlay configuration intersection algebra + set-theoretic composition (∩ intersection + ∪ union + &complement; complement + ⊕ symmetric difference). Per-state UDTPA 50-state matrix + per- state Attorney General consumer-protection. Per-state attorney advertising 50-state bar matrix + ABA Model Rule 7.1-7.5 + 1.18. Per-state professional licensing (Plumber + Electrician + Locksmith + RoofingContractor + GeneralContractor + Notary + Physician + Dentist + Pharmacy + Optometrist + Veterinarian + Chiropractor + Accountant CPA + Engineer PE + Architect + Insurance + Real Estate). Per-state alcohol TABC + CalABC + TTB + NY SLA + PA PLCB + UT DABC 50-state + per-state cannabis state-board 38-state + per-state tobacco + per-state age-restriction. Per-state biometric (Illinois BIPA + Texas CUBI + Washington biometric + Maryland HB1093). Per-state data privacy 18-state (CCPA + CPRA + VCDPA + CPA + CTDPA + UCPA + ICDPA + INDPA + TIPA + TDPSA + MCDPA + OCPA + DPDPA + FDBR + NHDPA + NJDPA + KCDPA + MODPA). Federal preemption doctrine + per-state choice-of-law (Restatement (Second) Conflict of Laws §188 most-significant- relationship + lex loci contractus + lex loci delicti) + per-state long-arm jurisdiction + Erie doctrine + multistate-coverage gap analysis.

Anchor 2: FTC + FDD Item 12 + Lanham

FTC Endorsement Guides 16 CFR Part 255 + FTC Fake Review Rule 16 CFR Part 465 ($51,744 per-violation) + Section 5 + Pfizer 1972 + MARS + Health Products + CFPB UDAAP + Lanham + USPTO + Robinson-Patman + FDD Item 12 + 15-state franchise + per-franchisor trademark holding-company per-franchisee licensee.

Anchor 3: HIPAA + FINRA + FDA + state mini-HIPAA

HIPAA 45 CFR 164.502/504/514 + state mini-HIPAA + FINRA Rule 2210 + Rule 3110 + SEC Regulation FD + FDA OPDP + DEA + per-state-pharmacy-board + per-state-medical- board.

Anchor 4: EU AI Act + AI-ML overlay composition

EU AI Act Article 50 transparency when AI-generated overlay reasoning + Article 13/14/15 + Annex III when AI-ML overlay composition routing + Article 6/27 FRIA + DSA + DMA. GDPR Article 6/7/28/30 + LGPD + DPDP + PIPEDA + Quebec Law 25 + CCPA + CPRA + 18-state.

Anchor 5: Accessibility + SOX + WORM retention

WCAG 2.2 AA + ARIA + EAA + ADA Title III + Section 508. SOX 302/404/906 + COSO + Exchange Act 13(b)(2) + SEC Reg S-K. NIST AI RMF + ISO 42001 + ISO 27001 + SOC 2 Type II. Per-vendor LLM zero-retention + per-source DPA + per-API rate-limit. Storage: AWS S3 Object Lock + Azure Blob immutable + GCS + Wasabi WORM. Retention: 7-year FTC + 7-year IRS + 7-year HIPAA + 7-year state bar + 6-year SEC + 3-year FINRA + 7-year SOX + GDPR Article 30 + EU AI Act Article 12 + SOC 2 CC7/CC8.

6-workstream reporting cycle

Every two weeks during a Tier 3 Fractional CMO engagement, six workstreams report against the pre-engagement baseline. No compliance coverage claims. Process commitments only.

1. Per-tenant per-state-coverage overlay- composition coverage. Tenants monitored + state coverage maps + per-overlay categories composed.
2. Compose per-tenant per-state overlay composition flow. Per-state overlay registry coverage + per-tenant coverage-map applied.
3. Intersect set-theoretic composition algebra flow. ∩ intersection + ∪ union + &complement; complement + ⊕ symmetric difference resolution + per-state choice-of-law conflict + multistate-coverage gap analysis.
4. Resolve per-overlay-conflict resolution flow. Federal preemption + per-state choice-of- law + per-state long-arm + Erie doctrine resolution + per-overlay severity classification.
5. Regulatory-defense audit coverage. Per-state overlay intersection algebra + per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis + per-state biometric + per-state data privacy 18-state + federal preemption + per-state choice-of-law + EU AI Act Article 50 + SOX.
6. FBC feedback-loop pattern-learning. Per-tenant per-state realized-vs-predicted overlay applicability + per-state regulator enforcement retrospective + multistate-coverage gap closure retrospective.

FAQ

What is per-state overlay configuration that composes by intersection — and what is the per-state-overlay-intersection-algebra-times-50-state-UDTPA-times-per-state-attorney-advertising-times-per-state-professional-licensing-times-per-state-alcohol-cannabis-times-per-state-biometric-times-18-state-data-privacy-times-federal-preemption-times-per-state-choice-of-law problem distinctive to this skill?: A 50-state operator (multi-unit franchise + multi-location retail + DTC ecommerce + multi-vertical regulated) ships tenant-configurable overlays where each per-tenant coverage map (a subset of the 50 states + DC + Puerto Rico + US Virgin Islands + Guam) requires per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per-state security breach notification + per-state insurance + per-state real estate disclosure + per-state employment-restrictive-covenant overlays to compose by set intersection. The four-skill bundle on the per-state-overlay-composer agent — Compose, Intersect, Resolve, Audit — sits above the policy-engine + per-state-regulator substrate (TypeScript discriminated-union per-state schema + JSON Schema + OpenAPI + Avro + Protobuf overlay registry + OPA Rego + Cedar + AWS Verified Permissions + Casbin per-state policy DSL) and writes a per-tenant per-state-coverage canonical overlay record. The operationally distinctive anchor: per-state overlay configuration intersection algebra (set-theoretic composition: ∩ intersection + ∪ union + ∁ complement + ⊕ symmetric difference) + per-state UDTPA 50-state matrix + per-state Attorney General consumer-protection + per-state attorney advertising 50-state bar matrix + ABA Model Rule 7.1-7.5 + per-state professional licensing (Plumber + Electrician + Locksmith + RoofingContractor + GeneralContractor + Notary + Physician + Dentist + Pharmacy + Optometrist + Veterinarian + Chiropractor + Accountant CPA + Engineer PE + Architect + Insurance + Real Estate) + per-state alcohol TABC + CalABC + TTB + NY SLA + Pennsylvania PLCB + Utah DABC 50-state alcohol + per-state cannabis state-board 38-state cannabis + per-state tobacco state-board + per-state age-restriction + per-state biometric (BIPA + CUBI + Washington biometric + Maryland HB1093) + per-state data privacy 18-state (CCPA + CPRA + VCDPA + CPA + CTDPA + UCPA + ICDPA + INDPA + TIPA + TDPSA + MCDPA + OCPA + DPDPA + FDBR + NHDPA + NJDPA + KCDPA + MODPA) + federal preemption doctrine + per-state choice-of-law (Restatement (Second) Conflict of Laws §188 most-significant-relationship + lex loci contractus + lex loci delicti) + per-state long-arm jurisdiction + Erie doctrine.
Why do TypeScript schema + JSON Schema + OPA Rego + Cedar + Casbin break at 50-state overlay-intersection scale?: Each policy-engine ships per-rule flat policy primitive at single-tenant single-jurisdiction level. None coordinates per-tenant per-state-coverage intersection algebra against per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per-state security breach notification + per-state insurance + per-state real estate disclosure + per-state employment-restrictive-covenant convergence. None handles federal preemption doctrine + per-state choice-of-law (Restatement (Second) Conflict of Laws §188 most-significant-relationship + lex loci contractus + lex loci delicti) + per-state long-arm jurisdiction + Erie doctrine. None gates against multistate-coverage gap analysis (states where tenant operates without overlay coverage = silent compliance failure). None enforces SOX 302/404/906 + COSO + Exchange Act 13(b)(2) when public-company tenant material. None writes a per-tenant per-state-coverage audit trail with regulatory-defense retention. The four-skill bundle Compose + Intersect + Resolve + Audit sits above the policy-engine + per-state-regulator substrate — it does not replace it.
How does Compose + Intersect work?: Compose runs per-tenant per-state-coverage overlay composition from per-state overlay registry (50-state + DC + Puerto Rico + US Virgin Islands + Guam) keyed by per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per-state security breach notification + per-state insurance + per-state real estate disclosure + per-state employment-restrictive-covenant overlays. Per-tenant coverage-map (the subset of states the tenant operates in) drives the per-overlay composition selection. Intersect runs set-theoretic composition algebra: ∩ intersection (apply overlay only when ALL covered states require it), ∪ union (apply overlay when ANY covered state requires it), ∁ complement (apply overlay when NO covered state allows exception), ⊕ symmetric difference (flag overlay where overlay required in some but not all covered states). Per-tenant per-overlay applicability resolution. Per-state choice-of-law engine resolves conflicts (Restatement (Second) Conflict of Laws §188 most-significant-relationship + lex loci contractus + lex loci delicti). Per-tenant multistate-coverage gap analysis flags silent-compliance-failure regions.
What does Resolve + Audit do?: Resolve runs per-tenant per-overlay-conflict resolution against federal preemption doctrine + per-state choice-of-law + per-state long-arm jurisdiction + Erie doctrine. Per-overlay severity classification: P0 federal preemption violation immediate + P1 multistate gap silent-compliance-failure 72-hour + P2 per-state UDTPA conflict 7-day + P3 per-state choice-of-law ambiguity 30-day + P4 docs-only. Per-tenant per-state-coverage canonical resolution record. Gate runs 5 anchors per-tenant per-state-coverage before any overlay commits to runtime policy engine. (1) Per-state overlay intersection algebra + set-theoretic composition + per-state UDTPA + per-state Attorney General consumer-protection + per-state attorney advertising + ABA Model Rule + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy 18-state + federal preemption + per-state choice-of-law + per-state long-arm + Erie doctrine + multistate-coverage gap analysis. (2) FTC Endorsement Guides 16 CFR Part 255 + FTC Fake Review Rule 16 CFR Part 465 + Section 5 + Pfizer 1972 + MARS + Health Products + CFPB UDAAP + Lanham + USPTO + Robinson-Patman + FDD Item 12 + 15-state franchise. (3) HIPAA 45 CFR 164.502/504/514 + state mini-HIPAA + FINRA Rule 2210 + Rule 3110 + SEC Regulation FD + FDA OPDP + DEA + per-state-pharmacy-board + per-state-medical-board. (4) EU AI Act Article 50 transparency when AI-generated overlay reasoning + Article 13/14/15 + Annex III when AI-ML overlay composition routing + Article 6/27 FRIA + DSA + DMA + GDPR Article 6/7/28/30 + LGPD + DPDP + PIPEDA + Quebec Law 25 + CCPA + CPRA + 18-state. (5) WCAG 2.2 AA + ARIA + EAA + ADA Title III + Section 508 + SOX 302/404/906 + COSO + Exchange Act 13(b)(2) + SEC Reg S-K. Audit writes a per-tenant per-state-coverage WORM overlay-composition record: tenant coverage-map snapshot + per-state overlay applicability + intersection-algebra resolution + per-overlay severity + per-anchor gate-pass + AI-ML provenance + EU AI Act FRIA. Storage: AWS S3 Object Lock + Azure Blob immutable + GCS + Wasabi WORM. Retention: 7-year FTC + 7-year IRS + 7-year HIPAA + 7-year state bar + 6-year SEC + 3-year FINRA + 7-year SOX + GDPR Article 30 + EU AI Act Article 12 + SOC 2 CC7/CC8.
What does this skill connect to on the per-state-overlay-composer agent and across the swarm?: On the per-state-overlay-composer agent: per-vertical compliance overlay (sibling) + per-vertical pre-built compliance overlay templates + per-vertical schema validation with maintained rule libraries. Across the swarm: per-vertical compliance overlay (#346 same per-vertical overlay substrate) + per-location compliant social drafting (#598 DOWNSTREAM consumer of per-state attorney advertising + per-state alcohol/cannabis overlays) + per-vertical catalog schema validation (#597 DOWNSTREAM consumer of per-state product liability + per-state alcohol/cannabis overlays) + governance-decision-router five-destination routing + tiered pre-filter deterministic gates for AI content + nested-autonomy profile inheritance (#342). Commercial-pillar parent: /per-vertical-compliance-overlays. Cross-skill foundational: this skill is the upstream canonical for every downstream skill that requires per-state overlay coverage.
What does the 6-workstream pre-engagement-baseline reporting cycle look like for this skill?: Every two weeks during the Tier 3 Fractional CMO with AI Swarm engagement, six workstreams report against the pre-engagement baseline. Workstream 1: per-tenant per-state-coverage overlay-composition coverage — tenants monitored + state coverage maps + per-overlay categories composed (per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis/tobacco + per-state biometric + per-state data privacy + per-state right-of-publicity + per-state recording consent + per-state security breach + per-state insurance + per-state real estate disclosure + per-state employment-restrictive-covenant). Workstream 2: Compose per-tenant per-state overlay composition flow — per-state overlay registry coverage + per-tenant coverage-map applied. Workstream 3: Intersect set-theoretic composition algebra flow — ∩ intersection + ∪ union + ∁ complement + ⊕ symmetric difference resolution + per-state choice-of-law conflict resolution + multistate-coverage gap analysis. Workstream 4: Resolve per-overlay-conflict resolution flow — federal preemption + per-state choice-of-law + per-state long-arm + Erie doctrine resolution + per-overlay severity classification. Workstream 5: Regulatory-defense audit coverage — per-state overlay intersection algebra + per-state UDTPA + per-state attorney advertising + per-state professional licensing + per-state alcohol/cannabis + per-state biometric + per-state data privacy 18-state + federal preemption + per-state choice-of-law + EU AI Act Article 50 + SOX. Workstream 6: FBC feedback-loop pattern-learning — per-tenant per-state realized-vs-predicted overlay applicability + per-state regulator enforcement retrospective + multistate-coverage gap closure retrospective.

Engage Completions

Two ways to engage. The Tier 1 AI Readiness Assessment maps the policy-engine + per-state-regulator substrate + per-state UDTPA + per-state attorney advertising + per- state professional licensing + per-state alcohol/cannabis + per-state biometric + per-state data privacy 18-state surface against the Compose + Intersect + Resolve + Audit bundle. The Tier 3 Fractional CMO with AI Swarm embeds 1-2 days per week for 6+ months and runs the bundle end-to-end against the per-state-overlay-composer agent across the swarm.

Tier 1 AI Readiness Assessment — $10k, 2-3 weeks Tier 3 Fractional CMO with AI Swarm — $15-25k/mo Not sure which tier? Take the 3-question quiz